`n `n
Use Cases / Instant Payments & VoP

Instant Payments & Verification of Payee

Real-time sanctions screening + verifiable evidence per decision for EU Instant Payments Regulation compliance.

Where It Fits in the Flow

Payment Initiation
→
SME Screening
→
Decision (PASS/REVIEW/BLOCK)
→
Signed Evidence Receipt
→
Immutable Storage
→
Auditor Verification

Primary Buyer Pain

  • EU IPR 2024/886 requires sanctions screening before payment execution—with evidence requirements increasing
  • VoP mandates add name-matching complexity for payee verification
  • Latency constraints mean screening must complete within payment SLA windows
  • Audit conversations are contentious when screening decisions cannot be reproduced or evidenced
  • False positives slow payment processing and increase operational cost

What QuantumVerify Delivers

Screening Outcome Types

Clear
PASS
Potential Match
REVIEW
Confirmed Match
BLOCK
Evidence
SIGNED

Explainability Output

  • Match trigger details: which tokens/fields matched
  • Confidence scores per matching stage
  • Authority source and snapshot hash
  • Configuration hash (threshold settings at decision time)

Evidence Artefacts Produced

  • Signed decision receipt (RFC 8785 canonical JSON)
  • Authority snapshot hash (proves list version)
  • Manifest with file hashes
  • Offline verification instructions

Retention + Verification

Implementation Options

Choose the integration model that fits your environment

🔌 API-Only Evaluation

REST API + Webhooks for synchronous screening and async notifications. Fastest path to evaluation.

Timing: environment-dependent

🏢 Embed SME

Deploy the Screening & Matching Engine (SME) within your VPC or on-premises for data residency requirements.

Timing: environment-dependent

🚀 Full Platform

SME + Assurance layer with evidence generation, immutable retention, and offline verification toolkit.

Timing: environment-dependent

Regulatory References

Controls mapping can support your obligations under these frameworks

QuantumVerify supports your compliance case; this is not legal advice or certification.

What Success Looks Like

Measured in Pilot (no hard numbers until validated)

  • 📊 Alert triage rate vs baseline
  • ⏱️ Time-to-decision (10s SLA compliance)
  • 📈 Escalation rate
  • ⚡ False-positive workload (analyst minutes)
  • 📋 Audit pack completeness (can a third party verify offline?)

All measurements tied to evidence pack run ID and dataset hash.

Request pilot scope

Fixed-scope, time-boxed evaluation with explicit success criteria.

Start Paid Pilot → See Evidence Pack
`n `n